Tips and Tricks to maximize your credit score:
Over 90% of all consumer credit reports have incorrect or outdated information. Many times just a simple correction can raise your credit score between 20-80 points. If you don’t know, let us show you how a quick and easy 20 point increase can lower your interest rate as much a ¼% to ½%, saving you thousands of dollars over the life of your loan. Don’t get stuck wondering for the next 30 years, if you could have saved money on your monthly mortgage payment. Common sense should tell you a higher credit score equals a better interest rate which turns into a lower monthly payment.
What we do is simple, but technical. We will get you the best rate by making sure you have the best credit score possible. We use our exclusive credit score simulator technology to guide us through your credit report line by line; it will tell us where we can fine-tune, make adjustments and repairs (if needed) on each reporting account. This detailed information will help us determine exactly how much we can increase your credit score and give you an actionable plan that you can follow to achieve a higher credit score and a better interest rate on your loan.
In summary, here’s what you will get; we will attempt to raise your credit score, get you the best interest rate, lower your monthly payments and educate you throughout the entire process. We can’t erase bad credit but we can help minimize the effects of bad credit.
Are you ready to move forward with a purchase or refinance? Please give us a call at 888-810-1459 and let us help you secure financing for the purchase of a new home or save you money on the refinance of your existing home. Be sure to ask your loan officer about our closing costs incentives and our low rate guarantee!
Disclaimer: The information contained in this article has been prepared by an independent third party and is distributed to consumers for educational purposes only. The information is considered reliable but not guaranteed to be accurate. The opinions expressed in this article do not represent the opinions of Skyline Home Loans. Please consult with a licensed loan officer for expert advice regarding financing or refinancing. For advice regarding your credit report and credit scores contact a licensed credit repair specialist.