Get Pre-Approved with Skyline Home Loans to finance your new home:
24 Hour Response Guarantee: You will receive a response within 24 hours
$1,000 Close On Time Guarantee: We'll close your loan on time or we'll pay you $1,000**
We'll pay up to $9,000 of your closing costs***
Pre-Approval Request Form
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Borrower is eligible for a $1,000 Close On Time Guarantee under the following conditions. 1) Borrower must request the $1,000 Close On Time Guarantee at the time of application. 2) You, your certified loan consultant and your real estate agent will sign a Close on Time Commitment with service and response time expectations. 3) You must submit a complete application and all required documents for processing not less than 30 days before the Close of Escrow date. 4) The branch of Skyline Home Loans must have permission from all borrowers to obtain a credit report on their behalf. 5) The subject property appraisal must be received by the branch of Skyline Home Loans at least 10 business days prior to the closing date on Conventional or FHA purchases and 14 business days for VA purchases. 6) The branch of Skyline Home Loans will not be held responsible for sellers’ or other third parties’ delays beyond our control. 7) Purchase loans for new homes require a certificate of occupancy. This guarantee does not apply to situations where delays are legally required under the TILA-RESPA Integrated Disclosure Rule (TRID). Upon satisfaction of all conditions, in the event that the branch of Skyline Home Loans is unable to close your purchase loan by the applicable closing date the branch of Skyline Home Loans will issue a lender credit in the amount of $1,000 to be used toward allowable closing costs.
Closing cost offer is based on a two percent (2%) lender credit of the loan amount not to exceed $9,000.00. Closing cost credit is capped at (2%) of the loan amount. The maximum amount of closing cost credit available is nine thousand dollars ($9,000.00), in all circumstances regardless of loan amount. Provided as a lender credit at closing unless the offer credit amounts are used towards a pricing adjustment. Eligible borrowers may use the offer credit amount towards a pricing adjustment rather than a closing cost credit. If you choose to use the offer credit amount for a pricing adjustment, you will not get a credit at closing. Offer only available for 30 year fixed first lien mortgages, Limited to FHA, VA, and Conventional Loans only. Offer excludes USDA, jumbo or brokered loans.
Loan must close with the Southwest Division of Skyline Home Loans to be eligible. Not available in all states or locations. Not valid with other promotional offers. Terms are subject to change at any time without notice.